Business Term Insurance

You’ve worked hard to build your business. As your life’s work, and as part of your legacy, it deserves to be protected.

The right business-term life-insurance plan can minimize business disruption, should you or a key employee die. It can provide the necessary funds to your beneficiaries to cover costs, such as estate and capital-gains taxes. It is also a cost-effective method for providing immediate tax-free cash or funding a buy-sell (transfer of ownership) agreement, ensuring that funds are there when needed.

Your Caldwell Insurance Services representative can outline how this low-cost, flexible life insurance, which can be customized to your company’s specific needs, can protect you and your business for the long-term.

Group Insurance

Small-business owners are a major force in today’s economy. But, only the wise business owners recognize that their greatest investment is their employees.

Taking care of these valued individuals is essential. With a group health plan that can start with just two employees, you can offer them health, dental and disability coverage—priceless security and peace of mind. Investing in employees’ well-being will help to attract and retain top talent, who will, in turn, help to take your business to the next level.

Ask your Caldwell Insurance Services representative to review your existing group-benefits plan, and help you develop and implement a new plan to protect your employees.