Terry Garcia

Terry Garcia is an Insurance Advisor at Caldwell Insurance Services, where he helps individuals, families, and business owners build financial security through tailored insurance solutions. With a background in wealth management and a client-first approach, Terry specializes in strategies that integrate life, disability, and critical illness insurance into broader financial plans.

Terry’s goal is to simplify complex decisions and provide peace of mind by protecting what matters most—whether it’s personal income, family legacy, or business continuity. He collaborates closely with clients to design insurance plans that align with their goals, risk tolerance, and financial needs.

Through Caldwell Insurance Services, Terry brings a commitment to integrity, transparency, and long-term relationships. Whether you’re planning for the future or reassessing your current coverage, he’s here to guide you every step of the way.